Trials insurance

Hi. I'd appreciate some advice. Just renewed my insurance for another year on my X-90 and under the limitations it now states 'not to be used for any competition, trial, track day or performance test'. I guess this includes car trails. I'd be interested to hear how others get around this problem as my previous company asked me whether I used the car for trials and when I said yes, they refused to quote me.

many thanks

Kevin